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Home Renovations To Invest In And Avoid In 2015

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Conventional wisdom tells us that any home renovation is a positive thing: money in is money out. Unfortunately, that’s not always the case. Some remodeling projects are a better investment than others, and the projects that yield the best return on investment can change from year to year. According to Remodeling Magazine’s 2015 Cost vs. Value Report, these five replacement projects will make the greatest percentage impact on the value of your home this year — accounting for cost-to-value ratio, the key to making smart home improvements with resale in mind:

Click Here to see what they are

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Case Shiller January 27th 2015

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The S&P/Case-Shiller 20-City Composite Home Price Index seeks to measures the value of residential real estate in 20 major U.S. metropolitan areas: Atlanta, Boston, Charlotte, Chicago, Cleveland, Dallas, Denver, Detroit, Las Vegas, Los Angeles, Miami, Minneapolis, New York, Phoenix, Portland, San Diego, San Francisco, Seattle, Tampa and Washington, D.C.

Click Here to see the Full Report

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Getting the Best Mortgage Interest Rate

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When you go online to look at mortgage rates, it can be confusing. The only way to get the best rate is to talk to real lenders.

First, decide on which loan program you’re going to compare. You need to decide between a fixed, an adjustable rate mortgage (ARM) and a hybrid. A fixed rate is fixed throughout the life of the loan, an ARM has an interest rate that can vary throughout the life of the loan and a hybrid is an ARM that is fixed for a predetermined period then adjusts into an ARM.

In the current rate environment, with interest rates near historical lows, most people select a fixed rate, but that depends on how long you want to stay in the home. If you think you’ll sell within five years, go for an adjustable rate. If you believe you’ll occupy your home for longer, you’ll be better off with a fixed rate loan.

You also need to select a loan term, or its amortization period. The most common fixed rate term is the 30-year fixed-rate mortgage. You can also select a 15, 20, and 25-year term. The shorter the term, the lower the interest rate, but the higher your monthly payments will be

Click Here to Learn More

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Super Bowl XLIX –  Seattle or New England?

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Who are you pickiing for Super Bowl XLIX?  http://www.nfl.com/

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Use Technology to Search with Friends

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Depending on your desired area of residence, budget and personal preferences, searching for a new place to call home can be tedious. Whether it be an apartment, condo, townhouse or single-residence you’re in the market for, including close family and friends in your search can alleviate some of the stress associated with the process. But, if you live in a different city, you can still include your friends via technology.

Click Here to Learn How

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Small Remodeling Jobs Deliver Better ROI

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Your home may need some work, but that doesn’t mean you want to lose money on it when you sell. That’s why you might be interested in the 2015 Remodeling Cost vs. Value Report from Remodeling Magazine and the National Association of REALTORS®.

It may surprise you to learn that large remodeling jobs won’t return their full cost in home price gains, while other could return 100 percent or more of their cost.

Any improvements should help your home sell faster and for more money in the aggregate, but if you’re choosing remodeling projects, you may need to decide which ones are more important for resale, and which ones will bring you and your family the most enjoyment.

Keep in mind that buyers may not get excited about your choices unless the improvement is attractive and makes sense for them, too. It also has to look organic to the home, not like an add-on or afterthought.

Click Here to Learn More

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Six Patio Ideas

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Around mid-winter, most of us begin pining for that casual, outdoor lifestyle that comes back with the sunshine and warm temperatures. While that’s not a reality many of us can enjoy quite yet, this is a great time to start planning those patio upgrades that will make lounging in the sunshine as cool and comfortable as we imagine.

Start by doing everything you can to bring the outdoors in with upgrades like larger windows, French doors, and window coverings such as Roman shades or plantation shutters that allow you to maximize light and sight lines. Then start planning how to bring the indoors out with patio furniture that’s sturdy and stylish enough to entice you out to the patio.

One of the most effective ways to add the perception of square footage to your home is to form an outdoor living space. To create that illusion, a patio cover is key. It adds months of access to your new outdoor space, and really helps to protect that new furniture.

There are many patio-cover options these days, and the right choice for you is dependent on what your outdoor lifestyle is really like.

Click Here for the Six Ideas

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Housing Expectations for 2015

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The information in this infographic comes from a video of NAR Chief Economist Lawrence Yun talking about his 2015 housing market expectations. He expects existing-home sales to rise about 7 percent in 2015 behind a strengthening economy, solid job gains and a healthy increase in home prices.

Click Here to See More

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Ingenious Storage Options

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Most conversations about storage, and about moving up, for that matter, make us think about George Carlin. If you haven’t seen his “stuff” rant, you should definitely check it out (there may be a bad word or two). He has a point, and yet…we still need more room to put our stuff. And since we don’t see ourselves chucking it all and going full nomad, we’re always super excited to learn new ways and find new places to put it all.

Here are the ingenious storage solutions that will help us all make room for all our stuff.

Click Here to Learn More

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How to Make Perfect Pie

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Learn how to make the perfect homemade double crust pie from the Williams Sonoma test kitchen experts.

Click Here to Learn How

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My fiancé & I purchased our 1st home thru Joe Kasel. We had a great experience start to finish!
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Thank you for being my Realtor.  What you did to get my lake home SOLD was phenomenal ! It was my l
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Jean F.


Recent Posts

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Testimonials

My fiancé & I purchased our 1st home thru Joe Kasel. We had a great experience start to finish!
Read More...


-
Alex & Kelsey S.


Thank you for being my Realtor.  What you did to get my lake home SOLD was phenomenal ! It was my l
Read More...


-
Jean F.


We LOVE our new home & location! We appreciate all your time & expertise! It has been a plea
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Jeff & Lisa Z.


Joe helped my fiancé & myself find our 1st home. He was quick to respond when we found somethin
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Joe & Allie B.


As we settle into our new home, we reflect on the kind, patient & supportive service you offered
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Tom & Katie P.


Joe definitely went above and beyond in his duties as our Realtor. He took the time to ensure that a
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Kevin & Cathy
, Maple Grove, MN


Just wanted to drop you a note to let you know how pleased we were with the service you performed fo
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Bob & Elaine
, Roseville, MN


My husband Michael accepted a new job and our family needed to relocate as quick as possible from Ra
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Michael & Lori
, Shoreview, MN


Thanks for doing such a great job marketing our home in Arden Hills! It is hard to believe that it w
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Barb & Brian
, Roseville, MN


Our neighbor Bill referred Joe to us after he sold his Mom’s house in St. Anthony. We told our
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Joy & Tom
, Arden Hills


I worked with Joe on the sale of my mother’s home in St. Anthony Village after someone referre
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Bill
, Arden Hills ----mothers' home sold in St. Anthony Village, MN


We could of never accomplished our goals without your help! How often does a Realtor approach the ow
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Bob & Colette
, North Oaks, MN & St. Anthony Village, MN


Back in November of 2009, we decided to sell our town home. We interviewed a number of realtors, but
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Jeff and Sarah
, New Brighton,MN


I just wanted to send you a quick thank you for all your efforts on our behalf in the sale of our ho
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John & Judy
, New Brighton, MN


In today’s real estate market, Joe knows exactly what to do!    Throughout the sales cycl
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Tina M
, NE Minneapolis, MN


STAY IN TOUCH

JOE KASEL
Sales Executive
612-532-1177
Joe@KaselHomes.com

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